Roles & Responsibilities:
o Initiate, develop, and implements appropriate lending policies and procedures
o Create the credit risk framework from scratch for retail loan portfolio
o Modelling in R/Python to develop PD models with skewed data
o Using SQL and excel for data extraction and analysis
o Monitor and manage the overall credit risk
o Oversee and provide active management of the FLOOSS credit analysis function
o Ensure maintenance of credit standards
o Assist in determining the adequacy of the allowance for loan losses
o Primary liaison to examiners, loan review, and external auditors
o Building up ofsector/industry wise specialiststo forecastthe economic climates, identify niche areas for credit
growth, risk mitigation etc.
o Maintain high quality credit portfolio in diversified sectors and customer segments along with commensurate
risk-based returns.
o Take lead in bringing process changes for faster delivery and customer delight
o Work with data scientists on building new score models, and customer profiles.
o Build collection models and algorithms that identify customer paying patterns
o Build credit risk models and experiments on the machine learning and AI platforms.
o Build macroeconomic impact to loan portfolio and customer behaviour.
o Overseeing the collection, storage, management, quality and protection of data.
o Implementing data privacy policies and complying with data protection regulations.
o Support Senior Management with consumer risk reporting needs
o Ensure effective design and oversight of the consumer quality function; identify the scope and prioritize local
quality control resources
Job Details
| Posted Date: | 2024-08-12 |
| Job Location: | Saudi Arabia - Riyadh |
| Job Role: | Finance and Investment |
| Company Industry: | Human Resources |
Preferred Candidate
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jobs Credit and Risk Officer - Career Maker Bahrain
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